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Medical Evacuation Insurance - Where to Get the Best RatesBy Brian Stevens and Stacey Schifferdecker
Brian StevensLevel: PlatinumBrian Stevens is a former insurance agent and financial consultant who has written numerous articles on insurance, loans, finance, and satellite TV....
When you're planning your dream vacation the last thing you want to think about is that someone could be injured or ill and need medical evacuation insurance. But these things do happen - people have heart attacks, break bones, or have other medical emergencies while traveling and need to be air lifted home.
To ease your mind before you begin your trip, you should look into buying an inexpensive medical evacuation insurance policy. It could end up being the best insurance you'll ever buy.
Your Health Insurance isn't Enough
Noting that a medical evacuation can cost as much as $50,000, the U.S. Department of State recommends that all international travelers purchase supplemental medical evacuation insurance if their health insurance doesn't already offer this coverage.
The fact is, few health insurance policies provide you with any coverage while you are overseas, much less coverage for emergency trips home.
Benefits these Policies Offer
A medical evacuation policy typically provides medical coverage, including air evacuation services, medical transportation to the nearest adequate medical facility, and then medical transportation home if necessary.
The coverage may be stand-alone or part of a broader travel insurance policy that also covers such items as trip cancellation and interruption and lost or stolen luggage.
Choosing a Policy
Buying a medical evacuation policy won't add much cost to your trip - most policies are only a few dollars a day. You can also set the policy up for the exact number of days you'll be away, whether one day or one year
